Privacy Policy for AnajPay

Privacy Policy for AnajPay
Last Updated: August 2026

1. Independent Utility Disclaimer:
AnajPay is an independent companion and shortcut browser utility created to assist merchants in quickly launching the publicly available PNB RTSP Merchant Web Portal. AnajPay is NOT an official banking application and is NOT affiliated with, endorsed by, or sponsored by Punjab National Bank. All trademarks belong to their respective owners.

2. On-Device Data Storage (Zero Server Logging):
We do NOT operate any remote server or backend database. If you choose to save login credentials for 1-Tap Auto-fill, they are encrypted locally on your physical device using the Android Hardware Keystore (AES-256-GCM). No financial credentials or credentials of any kind are ever collected, transmitted, or stored on external servers.

3. Third-Party Advertising:
The app displays advertisements via Google AdMob SDK. Google may process standard non-identifying telemetry (such as advertising identifiers) in compliance with Google's Privacy Policy.

4. Data Deletion:
Users can delete their saved local login at any time using the "Manage Saved Login" option or by clearing the app data.


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